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Classic Home & Contents Insurance - Insured Events

When you insure your home & contents with GIO, you can relax in knowing that if the unexpected happens to your home, we'll help take care of your insurance for you. That's why we've designed our Classic Home & Contents Insurance and after claims service to help things get back on track sooner.

GIO Insurance is available in NSW, ACT, VIC, WA & NT.

For full details about our Classic Home & Contents Insurance, please refer to our Classic Home & Contents Insurance Product Disclosure Statement (PDS) (PDF, 2442KB).


#Summary of Insured Events
1. Storm and flood
2. Burst pipes, leaks and overflows
3. Fire
4. Lightning
5. Theft and damage caused by thieves
6. Vandalism and malicious damage
7. Riot or civil commotion
8. Explosion
9. Breakage of fixed glass
10. Impact
11. Earthquake and tsunami
12. Damage by animals

Next Steps - Classic Home and contents insurance

Important Information

Classic Home & Contents Insurance Product Disclosure Statement

Classic Home & Contents Insurance is issued by GIO General Limited ABN 22 002 861 583. Please read the Product Disclosure Statement and any Supplementary Product Disclosure Statement (PDF, 2442KB) before you make any decision regarding this product. Contact us for a copy. Download Adobe Reader to view this PDF file.



Queensland, South Australian and Tasmanian residents

GIO provides insurance in NSW, ACT, VIC, WA & NT. GIO does not currently provide insurance in Queensland, South Australia and Tasmania.

  • In Queensland you can apply for insurance cover with Suncorp Metway Insurance Limited (Suncorp) (GIO's parent company).
  • In South Australia you can apply for cover with RAA Insurance Limited (RAA) (a joint venture between RAA and Suncorp).
  • In Tasmania you can apply for cover with RACT Insurance.