Home Insurance - protect your assets and lifestyle

When you insure your Home & Contents with GIO, you can relax knowing that if the unexpected happens to your home, we'll be here to help so you can get things get back on track sooner.

Compare our Home & Contents covers

Cover Type	Features
Classic Home & Contents Insurance	Automatic flood cover Eco-friendly insurance features Lifetime guarantee on home repairs up to 25% Safety Net cover in case building costs surge 15% premium discount when you combine your Home and its Contents on the same policy temporary accommodation costs during repair new for old cover, regardless of age 24 hour claims service Find out more about the CHOICE Home and Contents Insurance Report
55UP Home & Contents Insurance	Automatic flood cover Eco-friendly insurance features Lifetime guarantee on home repairs discounts for over 55s and seniors extended unoccupancy up to 90 days for long holidays cover for contents in storage up to 12 months contents cover in hotel rooms or holiday apartments when away from home free advice on legal, medical or property maintenance matters
Investor Home & Contents Insurance	Automatic flood cover Eco-friendly insurance features Lifetime guarantee on home repairs theft by tenants malicious damage by tenants loss of rent from tenant default loss of rent by an insured event
Platinum Home & Contents Insurance	Automatic flood cover Eco-friendly insurance features Lifetime guarantee on home repairs accidental damage for mishaps like spilling paint or wine on carpet, scorching bench tops cover for contents anywhere in Aust & NZ for mobile phones, laptops and bicycles etc higher limits on valuables such as jewellery, paintings and collections up to 30% extra cover under Safety Net option.
Top Strata Residential Insurance	Accidental loss or damage cover for residential strata or body corporate buildings including 10 additional features and an option to cover voluntary workers.

Tips & Tools for Home & Contents Insurance

Topic	Description
Get Quote/Apply	Get a Home & Contents quote or retrieve your existing quote to apply and pay for cover.
Make a Claim	What to do to make a claim over the phone or online.
Home Insurance Calculator	Use this guide to help you calculate the replacement costs of your home building and contents.
Contents Insurance Calculator	The cost of replacing your home's contents could be more than you think. Use our calculator to estimate the amount of cover you need.
Virtual Safe	Keep an inventory of your Home & Contents items and documents on your own computer with this free, easy-to-use, password protected tool.
Postcode Profiler	Find out how your suburb stacks up when it comes to insurance perils like fire, theft and storms.
Reducing Insurance Fraud	Find out more about the costs of insurance fraud.
Home Safety Tips	Tips on home safety and security for you and your family.
Frequently Asked Questions	Got a question? Our frequently asked questions may have the answer you need.

Important Information

Home & Contents Insurance is issued by GIO General Limited ABN 22 002 861 583. Please read the relevant Product Disclosure Statement and any Supplementary Product Disclosure Statement before making any decision regarding these products. Contact us for a copy.

These features of our Home & Contents Insurance are available to new customers from 1 July 2008 and to existing customers upon renewal.

We are committed to providing the highest level of service to our customers and support and
adhere to the General Insurance Code of Practice.

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