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A GIO Holiday Travel Insurance policy or a GIO Business Travel Insurance policy helps to cover you for the things that really matter, like medical expenses, personal baggage and cancellation charges, leaving you free to enjoy your trip. Our Holiday Travel Insurance policy provides cover for a single trip and our Business Travel Insurance policy provides an annual cover. Both policies give you the option of covering yourself, as well as the family. Before hitting ‘Online quote’ please read the Important Information at the bottom of this page. Please refer to the relevant GIO Product Disclosure Statement (PDS) and Policy Wording for the full terms and conditions and exclusions and limitations of these travel insurance products. The GIO Holiday Travel Insurance PDS and Policy Wording is available here. The GIO Business Travel Insurance PDS and Policy Wording is available here. |
Key features of GIO Holiday Travel Insurance cover*
| Feature | Description |
|---|---|
| Unlimited overseas medical and dental expenses | The policy provides cover for reasonable medical expenses and dental expenses arising from an injury incurred outside Australia. |
| Unlimited cancellation charges | The policy provides cover for your reasonable travel and accommodation expenses if your journey is cancelled for unforeseen circumstances outside of your control, if you have already paid for the expenses and you can’t recover them from anyone else. |
| Cash paid while in hospital | The policy will pay a cash allowance of $100 per day, up to a maximum of $6,000 for a single policy or up to $12,000 for a family policy, if you are in an overseas hospital for more than 48 hours. |
| Personal baggage and travel documents | The policy provides cover for loss or damage to your personal baggage, clothing or personal effects of up to $6,000 for a single policy or up to $12,000 for a family policy. |
| Personal Liability | The policy will cover your personal legal liability up to $5 million. |
Before hitting Apply online please read the Important Information at the bottom of this page.
Key features of GIO Business Travel Insurance cover*
In addition to the features provided in the GIO Holiday Travel Insurance policy, the Business Travel Insurance policy also offers:
| Feature | Description |
|---|---|
| Annual renewable multi-trip policy | The policy provides cover for an unlimited number of trips per year, with a maximum of 90 days per trip. |
| Loss of income | The policy provides cover up to $1,000 per month to a maximum of $10,000, for loss of income if you are injured during your journey and are unable to perform your normal work in Australia. This limit is increased up to $1,500 per month to a maximum of $15,000 for a family policy. |
| Hire car excess | The policy provides cover for loss or damage to your personal baggage, clothing or personal effects of up to $8,000 for a single policy and up to $15,000 for a family policy. |
| Personal baggage and travel documents | Reasonable travel expenses for a substitute person to complete your business (up to $10,000 for a single policy, or up to $20,000 for a family policy) if you suffer an injury or illness on your journey. |
Before hitting Apply online please read the Important Information at the bottom of this page.
IMPORTANT INFORMATION
*Subject to terms and conditions and limitations and exclusions in the policy wording
GIO Travel Insurance is issued by Vero Insurance Limited ABN 48 005 297 807 AFSL 230859 ("Vero") and distributed by GIO General Limited ABN 22 002 861 583 AFSL 229873 ("GIO"). Vero and GIO are members of the Suncorp Group of companies. The "Suncorp Group" refers to Suncorp-Metway Limited ABN 66 010 831 722 and its related companies. Except to the extent imposed by law, companies in the Suncorp Group do not guarantee and are not responsible or liable for the products, services, obligations or liabilities of the other companies in the Suncorp Group.
Please refer to the relevant Product Disclosure Statement (PDS) and Policy Wording for the full terms and conditions and exclusions and limitations of these products. The GIO Holiday Travel Insurance PDS is available here. The GIO Business Travel Insurance PDS can be found here. You should consider the relevant PDS before deciding whether to purchase or hold any of these products. You can find the GIO Financial Services Guide (FSG) for Travel Insurance here.
By clicking Apply Online above you will enter a site hosted by Vero. Any information provided by you to the Vero hosted site including any information provided in the application process may be disclosed to GIO by Vero for administration, calculating commissions, planning, product development and research purposes. Vero and/or GIO may also use your information to market new and existing products to you. If you do not wish to receive marketing material, please advise us during the application process.