Workers Compensation Insurance

Do you employ workers? Workers Compensation helps cover costs like medical bills and lost wages if one of your workers is injured on the job.

Get a quote Talk to a Specialist

How we cover your state

In Victoria, South Australia and Queensland, the state regulator provides Workers Compensation Insurance to em­ployers via WorkSafe Victoria, ReturnToWork SA and WorkCover Queensland.

 

 

Claims Manager

Our experienced claims managers can help injured employees return to work

 

Supporting Australians

Over 95 years’ experience supporting Australians with Workers Compensation

 

A Trusted Partner

Trusted By Employers Across Australia

 

Ready to help!

We have a call centre in Australia, call 13 10 10

OVERVIEW

What is Workers Compensation insurance?

Workers Compensation Insurance is compulsory for most employers in Australia. If one of your workers suffers a work-related injury and that injury has been medically assessed, Workers Compensation Insurance will help cover your workers medical bills and lost wages. From slips, trips and falls to medically assessed muscle strains and injuries, Workers Compensation provides support for workers with a work-related injury.

Whats covered

  • Wages of your workers if they suffer a work-related injury or disease and they are unable to work.
  • Medical expenses, treatment and rehabilitation costs.

Who does it cover

  • All your employees. This usually includes anyone receiving a wage or commission payment, including casuals and temporary employees, apprentices, trainees and some contractors. This may vary depending on the state or territory.
  • Workers Compensation Insurance does not cover sole traders or a partner in a partnership. Alternate insurance arrangements must be made in this instance.

Get a quote for:

Get a quote

In Victoria, South Australia and Queensland, the state regulator provides Workers Compensation Insurance to em­ployers via WorkSafe Victoria, ReturnToWork SA and WorkCover Queensland.

GETTING A QUOTE

Need help completing your Workers Compensation quote?

To complete your quote, you’ll need:

  • An estimate of your workers’ total wages for the next 12 months, and
  • The cost of any Workers Compensation claims in the last 4 years. You’ll need to obtain the cost of this claim from the previous insurer.

TRAINING COURSES

Prevent workplace injuries and reduce associated costs

Did you know that GIO Workers Compensation policy holders can access free or discounted training courses?

VIEW OUR TRAINING COURSES

Know more with GIO

Workers holding hands

The importance of caring for your employees’ mental health

Reducing workers’ exposure to mental health hazards is as important for employers as reducing the risk of physical injury or illness.

READ MORE

Be heat vigilant this summer

It doesn’t matter if you’re heading to work or planning the road trip of a lifetime, don’t leave home without a car emergency kit – Find out more.

Read more

Workplace risks during the festive season

For many workplaces, the end-of-year season brings increased occupational risks. Understand why, and how you can keep your employees safe.

Read more

FAQ

Frequently asked questions

For Workers Compensation Insurance (where GIO Is the insurer)

SEE ALL WORKERS COMPENSATION INSURANCE FAQS

If we are unable to provide you with a quote online, you can discuss your specific requirements with one of our workers’ compensation specialists.(If customers cannot quote online, they will be redirected to call 13 10 10)