Caravan Insurance

Comprehensive cover for your caravan, trailer or horse float at home, on-site and on the road

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Compare types of cover

Choose between cover for your caravan and cover for your trailer or horse float

Caravan Cover

Insure your caravan for travel Australia wide or on-site only:

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Accidental damage from collision, impact, hail, flood, storm (including cyclone), fire (including bushfire), theft and malicious damage

Emergency repairs, towing and storage costs

$20 million legal liability cover

Temporary accommodation if your caravan cannot be lived in

Vet expenses, up to $500

Trailer and Horse Float Cover

Insure your trailer and horse float for travel Australia wide

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Accidental damage from collision, impact, hail, flood, storm (including cyclone), fire (including bushfire), theft and malicious damage

Emergency repairs, towing and storage costs

$20 million legal liability cover

OPTIONAL COVER

Optional Covers you can add to Caravan Insurance

Not available for Trailer and Horse Float Cover

Annexe cover

Extend your insurance to include your annexe when it's being used as accommodation with this optional cover.

Increased contents cover

With GIO Caravan Insurance, your contents are covered up to $1,000 as standard (sub-limits apply). You can increase the amount covered for your contents by adding this optional cover.

WHY GIO

Reasons to choose GIO

24/7 Claims

Claim at any time online, over the phone (13 14 46) or using the GIO App.


Est. in 1927

We’ve been a trusted insurer for over 95 years


Lifetime repair guarantee

GIO offers a lifetime guarantee on authorised repairs – trust us to get the job done.


No excess

If the operator of your caravan didn't contribute to the accident (this means that the other driver was entirely at fault), we'll waive the excess if you provide the name, address and vehicle registration number of the at-fault driver.

WAYS TO SAVE

Discounts we offer and things to check

Frequently Asked Questions

Looking for more detail? Any advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it. Please read the relevant Product Disclosure Statement before you make any decision regarding this product. The Target Market Determination is also available.

Important Information

If you are eligible for more than one discount, we apply any subsequent discount to the already discounted premium (usually before adding taxes and charges). Discounts are subject to change without notice. Any discount given will be shown on your certificate of insurance.

*Discount not applicable to Roadside Assist optional cover.

^Discounts not applicable to GIO Home Assist, Excess-free Glass or Domestic Workers Compensation optional covers.

Annexe cover

Extend your insurance to include your annexe when it's being used as accommodation with this optional cover.

Increased contents cover

With GIO Caravan Insurance, your contents are covered up to $1,000 as standard (sub-limits apply). You can increase the amount covered for your contents by adding this optional cover.

10% multi-policy discount*^

You may be eligible for a 10% multi-policy discount if you hold three or more eligible policies with us. These include Home Building, Contents, Landlord, Car, Motorcycle, Caravan or Boat Insurance. A GIO NSW CTP Insurance policy or GIO ACT MAI Insurance policy will count as an eligible policy, but the premium for these policies cannot be discounted. Taxes and charges are not discounted. View T&Cs

Multi-Policy Discount

No claim bonus

A no claim bonus is a discount that rewards you for your good claims history. For every year that you don't make an excess payable claim, we'll give you a discount on next year's premium up to a maximum of 40%.

Increase your excess

You’re in control of how much you pay or save when you buy or renew your insurance premium. With a range of excess options to choose from, the more you increase your excess the lower your premium will be.