Motorcycle Insurance

Whether you’re covering a motorcycle, cruiser, tourer, sports bike, or city scooter, stay in control with Motorcycle Insurance.

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Compare Motorcycle Insurance options

Choose between three levels of flexible cover to best suit your needs.

GIO provides

Cover options

Third Party Property Damage Motorcycle Insurance

Fire, Theft and Third Party Property Damage Motorcycle Insurance

Comprehensive Motorcycle Insurance

after fire or theft

after fire or theft

after fire or theft

up to $5,000

up to $5,000

up to your amount covered

Included features

Cover options

Third Party Property Damage Motorcycle Insurance

Fire, Theft and Third Party Property Damage Motorcycle Insurance

Comprehensive Motorcycle Insurance

after fire or theft

after fire or theft

up to $500 after fire or theft

up to $500

up to $2,000 after fire or theft

up to $2,000

up to $1,000

HERE TO HELP

Looking for Compulsory Third Party Insurance?

CTP Green Slip (NSW)

Compulsory Third Party (CTP) Personal Injury Insurance, also known as a Green Slip, is mandatory in NSW and must be purchased before you can register your vehicle.

CTP covers your liability and the liability of anyone else who drives your vehicle, for injuries caused to others in a motor accident.

MAI Insurance (ACT)

ACT Motor Accident Injuries Insurance (MAI Insurance) was previously known as CTP Insurance and is mandatory in ACT in order to register your vehicle. It provides cover for injury to you, your family and other road users in the event of a motor vehicle accident – regardless of who is at fault.

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WHY GIO

Reasons to choose GIO

24/7 Claims

Make your claim at any time online or over the phone (13 14 46) and for comprehensive customers make your claim and track your claim online - 24 hours a day, 7 days a week.

Lifetime repair guarantee

GIO offers a lifetime guarantee on authorised repairs - trust us to get the job done.

No excess

If the rider of your motorcycle didn't contribute to the accident (this means that the other driver was entirely at fault), we'll waive the excess if you provide the name, address and vehicle registration number of the at-fault driver.

WAYS TO SAVE

Discounts we offer and things to check

Frequently Asked Questions

Looking for more detail? Any advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it. Please read the relevant Product Disclosure Statement before you make any decision regarding this product. The Target Market Determination is also available.

Important Information

If you are eligible for more than one discount, we usually apply any subsequent discount to the already discounted premium. Minimum premiums may apply and any discount we give you will not reduce a premium below the minimum premium.

*Discount not applicable to Roadside Assist optional cover.

^Discounts not applicable to GlO Home Assist, Excess-free Glass or Domestic Workers Compensation optional covers.

Increase your excess

You’re in control of how much you pay or save when you buy or renew your insurance premium. With a range of excess options to choose from, the more you increase your excess the lower your premium will be.

10% multi-policy discount*^

You may be eligible for a 10% multi-policy discount if you hold three or more eligible policies with us. These include Home Building, Contents, Landlord, Car, Motorcycle, Caravan or Boat Insurance. A GIO NSW CTP Insurance policy or GIO ACT MAI Insurance policy will count as an eligible policy, but the premium for these policies cannot be discounted. Taxes and charges are not discounted. View T&Cs

Multi-Policy Discount

No claim bonus

A no claim bonus is a discount that rewards you for your good claims history. For every year that you don't make an excess payable claim, we'll give you a discount on next year's premium up to a maximum of 60%.